We examined the relationship between holding a student loan and financial satisfaction and financial education's moderating role using the 2015 National Financial Capability Study dataset. Households with a student loan had lower levels of financial satisfaction than those without one. We found a moderating role of receiving both formal and…

Mandatory fees in higher education have increased substantially in recent years. These increases have changed the net cost of attendance for students from semester to semester. Coupled with these changes, we are witnessing an increase in students from diverse lived experiences who are traditionally unaware of costs associated with their…

While the majority of college students use credit cards for educational expenses like textbooks, recent data reports that college students also use credit cards to directly fund their schooling by charging for at least some part of their tuition (Sallie Mae, 2009). Because credit cards carry a higher interest rate than student loans, and because…

This study aimed to assess the effectiveness of existing insolvency predictive models employed for non-profit Higher Education Institutions (HEIs) and test a proposed predictive model utilizing statistical and ratio analysis by comparing HEIs in operations with those that closed from 2017 to 2020. The researcher incorporated a non-experimental,…

This quantitative study, guided by the critical race theory theoretical framework, was conducted to investigate the relationship between academic burnout and psychosocial needs among Black doctoral students in counseling education and supervision (CES) programs. This study highlights the prevalence and patterns of perceived met psychological needs…

The purpose of this study is to ascertain whether a student's sense of financial security can increase the degree of predictability of retention over and above the more traditional predictors typically found in the literature, and to get a better sense for how student financial security impacts student persistence decision-making in college. To…

Both financial anxiety and first-generation student status have been linked to negative academic outcomes, mental health issues, and poor social adjustment among college students; however, each factor has been studied in isolation. This article examines the predictors of financial anxiety, including generational status, using the Roy Adaptation…

This study investigates international students' life adjustment in Eastern Taiwan by utilizing a questionnaire design. A total of 104 students participated to complete the Life Adjustment Questionnaire. Several predictors (gender, differences in academic majors, and study levels) were studied in this survey. The results revealed seven important…

Financial analysts generally create static formulas for the computation of NPV. When they do so, however, it is not readily apparent how sensitive the value of NPV is to changes in multiple interdependent and interrelated variables. It is the aim of this paper to analyze this variability by employing a dynamic, visually graphic presentation using…

This study investigated the role of socially desirable responding (SDR) in responses to survey questions about financial behavior among college students. Data was collected via an online survey from 1,159 students enrolled at a Midwestern university. Participants reported on credit card and savings behaviors and attitudes by answering direct…

The Federal Vocational Baccalaureate (FVB) constitutes the major link between the academic and vocational track in Swiss educational system by combining a vocational apprenticeship with general education. Regarding the effects of economic competencies on these transitions, there is a substantial lack within the current state of research. The…

This study analyzes factors associated with anticipated difficulty with repayment of debt accumulated during college using a basic model of credit risk that includes socialization processes influencing college student financial decisions. The empirical analysis uses data from the 2010 Ohio Student Financial Wellness Study. Results provide evidence…

Financial literacy has become a serious concern in the wake of the Great Recession of 2008. This study explored the financial literacy of undergraduate college students, who as a group constitute a distinct cohort of learners, emerging adults. The college student population represents a financially at-risk group facing mounting student loan debt.…

Depression and anxiety are increasingly prevalent on college campuses; however, few studies have explored these disorders among graduate students. Purpose of this study was to examine prevalence, correlates and predictors of depression and anxiety among graduate students. This cross-sectional study used secondary data (N=4477) collected as part of…

This study had two distinct purposes. First, to determine the predictors of financial stress among college students who sought free peer-based financial counseling from a large Midwestern university (N = 675). Secondly, to determine the effectiveness of the particular financial counseling center from a subsample of those who sought help (N = 97).…