Educating career counselors and other practitioners in the career development field on at least the basics of financial planning concepts will enable them to provide clients with a more comprehensive approach to career decisions. A client with an understanding of financial planning basics will be better prepared as an informed, engaged, and…

There is substantial evidence that problems with family and other interpersonal relationships are often associated with financial stress. A counselor is likely to see clients whose financial difficulties are caused by, or associated with, one or more of four major types of problems: (1) lack of skills; (2) circumstances in the client's macro- or…

This guide is intended to help school financial aid administrators meet the requirement that they provide in-person exit counseling to borrowers of Federal Direct Stafford/Ford Loans (direct subsidized) and Federal Direct Unsubsidized Stafford/Ford Loans (direct unsubsidized). The guide is intended to be used with a companion video and a guide for…

Information on managing debts acquired by St. John's University undergraduate students is provided. The cost of education for an undergraduate student includes tuition, fees, books, home maintenance, personal expenses, and transportation. Student budgets for 1984-1985 and 1985-1986 (estimated) are provided by students' dependency status (dependent…

Information on managing debt acquired by St. John's University graduate students is provided. The cost of education for a graduate student includes tuition, fees, books, home maintenance, personal expenses, and transportation. Student budgets for 1984-1985 and 1985-1986 (estimated) are provided by students' dependency status (dependent 9 months,…

Information on managing debt acquired by St. John's University law students is provided. The cost of education for a graduate student includes tuition, fees, books, home maintenance, personal expenses, and transportation. A student budget for 1984-1985 is provided by students' dependency status (dependent 9 months, 9-month residency/dependent, and…

The conscientious family counselor may find it an overwhelming task to properly assist families or individuals who are experiencing financial difficulties. Although the counselor must be aware of personal limitations and make appropriate referrals, the processes required for financial counseling are the same as those needed for the understanding…

Students and parents need ample time and accurate information to prepare for the financial burden of a college education--those who lack this knowledge base face a significant access barrier to higher education. The early intervention community is calling for a method of delivering age-appropriate information in a timely manner as one means of…

Financial planning strategies for families who expect to pay most of their children's college costs are offered. Information on changes mandated by the 1986 Tax Reform Act is provided. Topics include: closing the gap between higher education and family savings; assessing the financial risks and rewards of investments; gifts; understanding the…

Students and parents need ample time and accurate information to prepare for the financial burden of a college education--those who lack this knowledge base face a significant access barrier to higher education. This problem can be countered by the delivery of comprehensive, integrated financial aid information, an approach identified by the…

Guidelines for a student financial counseling and debt management program from high school through graduate school are provided. A brief history on government aid for postsecondary education and student loan default is included. Publications and other ways that can help students make career decisions are identified. A plan for meeting tuition,…

Expenses at over 3,100 schools and colleges are identified for 1987-1988, and information is presented on student financial aid, immediate and long-range planning for meeting college costs, and the new tax laws. Colleges that offer tuition and fee waivers and special tuition payment plans are specified. New information for each college includes…

Information on financial aid, estimating financial need, managing money, and expenses at over 3,500 colleges is provided. College costs are based on the following: tuition and fees, books and supplies, room and board, transportation, and personal expenses. The following financial aid sources are examined; the Pell Grant Program, the Supplemental…

This guide is designed to provide counselors and training instructors with the materials to teach clients the human survival skills necessary for job success. Ten one-hour training sessions which offer an action-oriented approach emphasizing conceptual skills such as planning, communication, and decision making include: (1) the importance of…

This Alberta curriculum guide defines competencies that help students build daily living skills, investigate career options in financial management, use technology in the financial management field effectively and efficiently, and prepare for entry into the workplace or related postsecondary programs. The first section provides a program rationale…