This publication is intended to help postsecondary schools understand draft cohort default rate data. It explains how the Department of Education calculates cohort default rates, the effect of cohort default rates, and how to read cohort default rate loan record detail reports. Also, it reviews electronic reports available from the Department of…

The impact of institutional efforts to validate Basic Educational Opportunity Grant applications was assessed during 1978-1979. Attention was directed to: detecting possible underpayment and overpayment to Basic Grant applicants due to inaccurate reporting; assessing the adequacy of the pre-established criteria for detecting possible misreporting;…

This survey concludes that, overall, student debt has not caused most borrowers to make lifestyles changes nor regret their educational investment. Discussion analyzes borrower debt levels; payment-to-income and debt-to-income ratios; noneducation debt burden; student perceptions about borrowing and debt; effect of borrowing on decision making;…

This guide is intended to help financial aid administrators (FAAs) interpret student financial aid information that appears in the Student Aid Report (SAR), a paper output document sent to the student, or in an Institutional Student Information Record (ISIR), which is an electronic record sent to the institution. The guide explains the codes and…

Procedures for validating data reported by students and parents on an application for Basic Educational Opportunity Grants were developed in 1978 for the U.S. Office of Education (OE). Validation activities include: validation of flagged Student Eligibility Reports (SERs) for students whose schools are part of the Alternate Disbursement System;…

The report provides information on the possible impact of revised eligibility requirements on the volume of supplemental loans for students (SLS). These are market-rate loans made to postsecondary students in addition to or in lieu of other financial aid, such as Stafford loans (formerly called guaranteed student loans) and Pell grants. The data…

A status report for the Basic Educational Opportunity Grant Program (Basic Grant Program) for the 1976-1977 academic year is presented. Information is provided on: applicants for the 1976-1977 year; program trends for academic years 1973-1974 through 1976-1977; the number of Basic Grant recipients and nonqualifying applicants for 1976-1977 by…

A status report for the Pell Grant Program (formerly called Basic Educational Opportunity Grant Program) for the 1982-1983 academic year is presented. Included are a description of highlights of the program for 1981-1982, program trends for 1973-1974 through 1982-1983, and summary tables for 1982-1983 on characteristics of Pell Grant recipients.…

A status report for the Pell Grant Program (formerly called Basic Educational Opportunity Grant Program) for the 1983-1984 academic year is presented. Included are a description of highlights of the program for 1981-1982, program trends for 1973-1974 through 1983-1984, and summary tables for 1982-1983 on characteristics of Pell Grant recipients.…

These training materials were designed to be used by participants at a National Student Loan Data System (NSLDS) workshop which explains how to use the NSLDS Web site. Following an overview, the guide is organized into four sessions: (1) students' access and use of the NSLDS Web site; (2) navigating the financial aid professional Web site; (3)…

Examines the total direct and indirect effects of receiving financial aid on persistence to degree using a subsample of 1989 freshmen from the Beginning Postsecondary Student Survey. Analysis shows that although simply receiving financial aid is unrelated to persistence, the effects of financial aid on persistence appear to depend on type and…

A study of graduate and professional student within-year persistence, based on the 1993 National Postsecondary Student Aid Study, compared three models of the impact of financial aid on persistence. It was found that financial aid significantly and positively influenced within-year persistence, with comprehensive aid packages having the greatest…

Reporting of zero/low income by applicants for Basic Educational Opportunity Grants (BEOGs) was studied, with attention to the extent that such reporting was inaccurate. The BEOG applicant database was studied to gain understanding of the characteristics of those who report zero-income on Basic Grant applications. A random sample of 400,000 BEOG…

This workbook for financial aid administrators was intended for use at a four-day workshop and provides information and detailed instructions on how to apply for and document applications for student financial assistance. Each section first outlines some basic rules and timetables and then uses a questions-and-answer format and sample documents to…

A status report for the Basic Educational Opportunity Grant Program (Basic Grant Program) for the 1977-1978 academic year is presented. Information is based on merged applicant and recipient files. Statistical tables cover: total number of applicants, number of qualified and nonqualified applicants; number of recipients; total expenditures;…