California has long been a national and global leader in developing and maintaining quality higher education options, as well as in providing financial aid and consumer protections for Californians who access that education. However, although California's colleges and the state government do collect, receive, and report a great deal of data, these…

This paper analyzes two types of decisions for insuring mobile oil rigs and fixed installations in the Norwegian North Sea: (1) decisions about information for ratemaking and underwriting, and (2) decisions about the conditions of insurance. Appended are 46 references. (MLF)

Successful phased retirement plans enable senior faculty to ease into retirement, relieve financial pressures on participating institutions, and permit upward mobility for junior faculty. Responses from 62 of the 72 land-grant institutions in the United States and Puerto Rico reveal that 11 had implemented plans that enable individuals between a…

Survey data based on a random sample of retirement villages' residents in Florida (N=519) considered retirement plans. Individuals were more likely to have made detailed plans for: Health Insurance (85 percent); Income (71 percent); Will (70 percent); Housing (67 percent); Health Care (55 percent); Leisure Pursuits (39 percent). A retirement…

As of March 2008, over half of U.S. states are facing projected budget shortfalls for the coming fiscal year. During economic downturns such as this, opportunities available to hard-working, low-wage families are diminished. These conditions create growing concerns for policymakers who must, with fewer state resources, enhance opportunities and…

A nationwide survey of 604 families living with multiple sclerosis found average duration of the disease was 10 years; family income was above the national median; in 28 percent of the families, health insurance was inadequate to cover illness costs; and, overall, factors other than income and amount of health insurance determined the economic…

This report, which combined Part I and Part II of a benefit study, presents data from a survey of Ontario universities concerning fringe benefits offered in 1991-92. Part I is made up of a series of tables displaying the information on particular benefits institution-by-institution. The first five tables cover general aspects of benefits,…

A study used data from the Employee Benefits Surveys conducted by the Bureau of Labor Statistics to examine the influence of employer-provided retiree health insurance on retirement decisions. The analysis found that most coverage is similar to that of active workers but takes Medicare into consideration, and requires retiring workers to meet…

Describes a class experiment where students search a hypothetical job market for jobs paying wages in a known range but with an unknown wage distribution. The experiment is divided into three "trials", each one introducing different variables (unemployment insurance, search costs, and recession). Includes experiment instructions and a…

Presents a relatively simple costs/benefits analysis problem perfectly suited for an introductory economics course. Reveals that neither the health insurer (which bears only the hospitalization costs of acute care) nor the patient (who incurs lost earnings and psychological costs) has an adequate incentive to pay for preventive care. (MJP)

A pilot project profiled and compared the influence of the major environments of supply and demand, education, practice location and incentives, licensure and regulation, and planning and analysis on the health workforce in and among 10 states (California, Connecticut, Florida, Illinois, Iowa, Texas, Utah, Washington, West Virginia, and…

This publication recognizes the importance of women's health, and more specifically, the role of culture, ethnicity, race, socioeconomic background, geographic location, and other social and economic factors in contributing to health status. After a section that highlights important issues, section 1, "Factors Affecting the Health of Women of…

This book describes the operation of state and local government pension systems for teachers, explores the rationale behind current administrative and financial practices, and describes the interaction of special interest groups, pension professionals, and investment personnel with the administration of these systems. The pension systems in 23…

After progress towards achieving major income security goals during the 1960s and 1970s, economic slowdown and public reaction against "the welfare state" have curtailed direct intervention by the federal government for these purposes. Absolute poverty and welfare dependency have increased in the 1980s, especially among the young. Major…

College and university institutional researchers can use unemployment insurance wage and related files to describe and compare students' workplace status before, during, and after enrollment. However, some issues must be addressed, including data delays, uncovered employment and other work status, confidentiality of records, information…