This booklet, designed to help Colorado higher education students make informed decisions about undertaking educational loans, contains information on determining a reasonable debt level, budgeting future expenses, and available loan programs. Following an introduction, Part 1 introduces the reader to the basics of educational loans including…

This guide for student first-time borrowers presents the basic facts about subsidized Federal Direct Stafford/Ford Loans and Federal Direct Unsubsidized Stafford/Ford Loans. Components of the guide include: (1) a section providing such information as amounts that can be borrowed, interest rates, loan fees, the various repayment plans, and loan…

This guide provides information to college-bound students on the Federal student aid programs that are available and how to apply for them. General information covers the student eligibility requirements, financial needs, dependency status, and steps for applying for financial assistance. In addition, any special circumstances that exist,…