This pamphlet provides basic facts about the U.S. Department of Education's Direct Loan Program for students. These loans include Federal Direct Stafford/Ford Loans, Federal Direct Unsubsidized Stafford/Ford Loans, Direct PLUS Loans, and Direct Consolidation Loans. The pamphlet's sections are: (1) "The Direct Loan Program: What Is It?"; (2) "How Do I Learn More about It?"; (3) "Are Direct Loans Right for You?"; (4) "Low Interest Loans"; (5) "Easy Application Process"; (6) "One Lender, One Contact"; (7) "Online Access"; (8) "Electronic Debiting"; (9) "Flexible Repayment Options"; (10) "Applicant Services"; and (11) "Borrower Services." (EV)