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Download full textNational Association of Student Financial Aid Administrators, 2025
The Higher Education Act of 1965, as amended, specifies a loan origination fee of 1 percent for all Direct Subsidized Loans and Direct Unsubsidized Loans, and a fee of 4 percent for all Direct PLUS Loans for both parent borrowers and graduate and professional student borrowers. Student loan origination fees, the hidden student loan tax, generated…
Descriptors: Student Financial Aid, Student Loan Programs, Fees, Federal Aid
