As of 2023, 43.6 million borrowers owe more than $1.7 trillion in student loan debt. However, there is another, often overlooked, institutional debt that students may owe their former institutions after stopping out. It is estimated that 6.6 million students owe $15 billion in unpaid balances to their institutions. This institutional debt stems…

Simultaneous enrolment -- when a student is enrolled in more than one post-secondary institution at the same time -- represents between one and two percent of annual enrolment in BC's public post-secondary system. Most BC post-secondary institutions manage their students' simultaneous enrolment by issuing Letters of Permission (LOPs), which verify…

A recent revamping of a three-credit-hour course, which the library at Morehead State University has offered for more than two decades, prompted the authors to contemplate what it means to modernize information literacy instruction in a credit-bearing format. For the authors, this modernization meant both committing to asynchronous delivery and…

In this article, the authors explore whether academic libraries are truly capable of implementing a critical information literacy (CIL) praxis and if there are inherent threats to critical librarianship when incorporating CIL into the curriculum. The survey instrument in this study gathered data from 92 academic library instructors based within…

This study had a dual focus. First, the study sought to understand the impact of policy on praxis. This was achieved through a Critical Policy Analysis of Assembly Bill 705 (AB705), a California law that attempts to reduce the number of non-credit courses required to earn required courses in college composition and mathematics. Second, the study…

Credit for Prior Learning (CPL) refers to the various processes for recognizing and awarding credit for college-level learning gained outside the classroom. In December 2021, Advance CTE and Education Strategy Group convened the Credit for Prior Learning Shared Solutions Workgroup, whose members represented state postsecondary education agencies…

This dissertation advances the field of education economics by describing the limits of competition between traditional and alternative postsecondary credentials in the United States. The results and conclusions contained in this set of three papers forms a substantive basis for change in policy, research, education provider behavior, and…

Several states, including Texas, have implemented an "excess semester credit hours (ESCH)" policy. State ESCH policies assess a fee to students at public institutions when they exceed a set number of lifetime cumulative credit hours (e.g. students with more than the 120 credit hours needed for a bachelor's degree). In this article, we…

FinTech refers to a set of new technologies employed to improve and automate the delivery and use of financial services. This study aims to provide some insightful information to: (a) universities on how to offer their FinTech education, and (b) graduates so that they can make an informed decision on whether they should start their FinTech career…

While the majority of college students use credit cards for educational expenses like textbooks, recent data reports that college students also use credit cards to directly fund their schooling by charging for at least some part of their tuition (Sallie Mae, 2009). Because credit cards carry a higher interest rate than student loans, and because…

This main objective of this study is the measurement of financial literacy in college students from Mexico and Colombia, using an instrument that was designed based on the available literature review and which was applied to a sample of 224 students. It was possible to find slight differences between the two countries, but the results as a whole…

Community colleges enroll a diverse set of students who often face challenges meeting their basic needs. This report describes the potential benefits and costs of one low-cost and relatively light-touch tool that colleges might use to increase students' access to basic needs assistance. The authors focus on the Findhelp platform, which is modeled…

A study of hidden risks, anxieties and barriers to STEM student transfer from community college to a large, comprehensive university is presented. This qualitative study employed a thematic analysis of student responses to a semi-structured interview that asked students about their hesitancy to transfer to a 4-year institution. Participants…

Research on first-generation college students' (FGCS) is centered around cultural, demographic, and personal characteristics and structural barriers that adversely impact their persistence and graduation from postsecondary institutions. Literature is limited in its examination of how FGCS' utilize their personal strengths and assets, institutional…

This study examines the relationship between the financial socialization agents, attitude toward money, and financial literacy with the mediating role of financial self-efficacy and the moderating role of mindfulness. The self-administered questionnaire was used for data collection from higher education institutions using the convenience sampling…