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Download full textDennis A. Kramer II; Christina Lamb; Lindsay C. Page – Annenberg Institute for School Reform at Brown University, 2021
We explore the role of defaults and choice architecture on student loan decision-making, experimentally testing the impact pre-populating either decline or accept decisions compared to an active choice, no pre-population, decision. We demonstrate that the default choice presented does influence student loan borrowing decisions. Specifically,…
Descriptors: Loan Default, Student Loan Programs, Research Universities, Decision Making
