One major criticism of Universal Basic Income is that unconditional cash transfers discourage recipients from working. Evidence to date has largely relied on targeted and/or conditional transfer programs. However, it is difficult to draw conclusions from such programs because universal transfers may induce a positive demand shock by distributing…

How are teacher pension benefits funded? Under traditional plans, the full cost of career teachers' benefits far exceeds the contributions designated for them. The gap between the two has three pieces, which may (with some license) be mnemonically tagged the three R's of pension funding: "redistribution," "return," and…

In an era of increasing political and social divisiveness, school boards across the country face pressure to maintain effective governance amongst relentless pressure. Most school board members lack the experience to know how to effectively serve, thus, training is a necessary resource to ensure effective board governance and retain board members.…

In 2019, Congress is considering a proposal to give children from military families more quality learning options through education savings accounts. Washington does not need new taxpayer spending to create these learning options for children in military families. Congress should repurpose existing spending from duplicative and ineffective…

How are teacher pension benefits funded? Under traditional plans, the full cost of a career teacher's benefits far exceeds the contributions designated for them. The gap between the two has three pieces, which may (with some license) be mnemonically tagged the three R's of pension funding: "Redistribution, Return, and Risk." First, some…

College tuition at public institutions across the country rose by 36.2 percent on average over the decade 2008-09 to 2018-19. The average total cost of college, accounting for all expenses such as room and board, across all institutions public and private grew by 22.4 percent. Students and their families are borrowing an enormous amount of money…

In 2019 the Pennsylvania Treasury launched a state-wide children's savings account (CSA) initiative, Keystone Scholars. Keystone Scholars provides $100 in college savings to eligible families - all children born or adopted in Pennsylvania after January 1, 2019. In this introductory research brief, we describe how CSAs are an important tool for…

The relationship between employer and employee has changed significantly over the past 40 years. One of the greatest changes in this relationship is in the nature of employee retirement. While pension reform at public and private colleges has helped ensure institutional financial viability, retirement security for employees has declined. With the…

The coronavirus pandemic is acutely affecting the delivery of K-12 education. As of March 19, 2020, 44 states had closed 104,000 schools, affecting nearly 48 million students, turning millions of families into accidental homeschoolers. This homeschooling trial by fire for families across the United States has hastened the need for district, state,…

Head Start is an essential part of the programs and funding streams that provide early care and education (ECE) services to young children in the U.S. Head Start focuses on supporting children and families with low incomes, but also contributes to the broader effort to expand access to high quality ECE for all young children. Programs and…

The state of Kansas created the Child Support Savings Initiative (CSSI) in 2013 to help parents who owe child support pay off debt that is owed to the state while also saving for their children's future higher education. The program aims to encourage parents to make qualifying deposits into tax-advantaged college savings plans--529…

Early awareness strategies, from outreach campaigns to cohort-based learning groups to scholarships, are a group of efforts that help middle school students stay on the path to college and understand how to fund their education. These strategies become part of early awareness programs, which seek to put students on a college-going path by…

Many states are experimenting with mechanisms for making college more affordable while maintaining quality and access. This report examines promising or innovative state programs to improve college affordability and credential attainment. Many of these approaches show innovative thinking and bear watching to see if they result in meaningful…

According to the Jump$tart Coalition, Oklahoma is one of 24 states to adopt financial education requirements for students (Jump$tart Coalition, 2010). The Passport to Financial Literacy Act of 2007, Oklahoma House Bill 1476, requires Oklahoma students in grades 7 through 12 to fulfill established financial literacy requirements to graduate with a…

Hawaii's largest populations of at-risk youth include those youth who have dropped out of school, are at-risk of not completing high school, and youth who have completed school but are still not prepared for the workforce. Depending on estimates used, between 20 and 25 percent of Hawaiian youth are at risk of dropping out school. For older youth,…