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Beyond Financial Need: Predictors of Student Loans and Student Loan Attitudes

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Norvilitis, Jill M.; Bat, Meghan J. – Journal of Student Financial Aid, 2016

Although public concern about student loan debt has been increasing, little research has examined predictors of debt beyond financial need or demographic factors. The present study explored the role of several psychological and attitudinal variables in student loan debt among 189 college students. Results indicate that loan initiative and loan…

Descriptors: Predictor Variables, Student Loan Programs, Student Attitudes, Program Attitudes