Black men and women have different levels of average educational attainment, yet few studies have focused on explaining how and why these patterns develop. One explanation may be inequality in experiences with institutional punishment through exclusionary school discipline and criminal justice exposure. Drawing on intersectional frameworks and…

Financial risk tolerance is an important personal characteristic that is widely used by financial professionals to guide the development and presentation of client-centered recommendations. As more baby boomers enter retirement, research on how these individuals perceive their willingness to take financial risks has gained importance, particularly…

Monitoring the Future (MTF) is an ongoing research program conducted at the University of Michigan's Institute for Social Research under a series of investigator-initiated research grants from the National Institute on Drug Abuse beginning in 1975. The integrated MTF study includes annual surveys of nationally-representative samples of 8th, 10th,…

This research investigates if ethical behaviors and personal finances are related using a large scale U.S. random survey called the National Longitudinal Survey of Youth 1997 (NLSY97). Fifteen indicators covering both ethical and unethical behaviors are compared to net worth for people in their 20s and 30s, who are called Generation Y. Breaking…

Little research examines protective behavioral strategies (PBS) use among college high-risk drinking sub-groups. A secondary data analysis of the 2011 National College Health Assessment (n = 18,483 drinkers [13% Greek]) revealed fraternity and sorority members used PBS significantly (p < 0.001) less and reported significantly (p < 0.001)…