In 2022, New Mexico joined the list of states that adopted a statewide promise program, offering tuition and fee assistance for eligible students to pursue higher education. The New Mexico Opportunity Scholarship (NMOS) differs from existing programs by including part-time and summer enrollment, academic and workforce degrees, and older adult…

The resources that federal financial aid, state financial aid, and federal public benefits programs provide, when they operate effectively, are critical to older students and students with children. This report seeks to shed light on how these programs are functioning by analyzing data and policies across four states--Colorado, Missouri, North…

Increasingly, people are looking for education and training options that are more affordable, flexible, can quickly open doors to good jobs, and--ideally--pave the way for further educational attainment. Businesses also want to hire workers with the skills needed for jobs in growing industries. Non-degree credentials (NDCs) can often meet these…

We evaluate whether the Bennett Hypothesis applies to local-level, single-institution promise programs and account for whether colleges have the authority to raise tuition, versus an external entity holding such authority. Using a sample of 29 community colleges affected by promise programs, we analyze changes in tuition across years 2001-02 to…

Despite the availability of income-driven repayment (IDR) plans--and significant improvements to program design and generosity over time--too many federal student loan borrowers?continue to struggle with repayment. Many struggling borrowers never enroll in an IDR plan; even for some who do,?income-based monthly payments can?still be too high.…

Public universities are intent on increasing degree completion for many reasons. A stronger policy focus on completion and interest in removing students' financial hurdles has led to a rapid proliferation of completion grant programs. This paper reports on a mixed-method implementation study of completion grant programs at seven broad- and…

Purpose: Public universities are intent on increasing degree completion for many reasons. A stronger policy focus on completion and interest in removing students' financial hurdles has led to a rapid proliferation of completion grant programs. This paper reports on a mixed method implementation study of completion grant programs at seven broad-…

The federal government now offers a multitude of complicated income-driven repayment (IDR) plans that are difficult to understand, enroll in, and stay in. Many students who would benefit from IDR do not enroll, and others will have large amounts of debt forgiven despite earning high wages. The current problems with IDR are not an indictment of the…

Communities with more college degrees have higher incomes, less reliance on social services, and greater economic growth. To ensure that Michigan's workforce has the skills needed for the modern economy, the state's leaders must build a financial aid system that helps families cover college costs. However, disjointed program designs, maintenance…

State financial aid is a critical piece of college affordability for students from low-income backgrounds. Nearly three quarters of all students attend college in their home state - which is typically a requirement for state-based financial aid - and first-generation and students from low-income backgrounds are even more likely than their peers to…

Since 2016, the State Higher Education Executive Officers Association (SHEEO), with generous support from Lumina Foundation, has been working with states to explore establishing "promise-type" aid programs for adult students (adult promise programs). SHEEO is currently working with 15 states to implement adult promise programs through…

Today, institutions of higher education may charge whatever they wish for the education they provide, and the government provides the capital for student's tuition through loans without institutions bearing any meaningful risk if students do not repay. Naturally, this drives up costs and borrowing. On top of tuition and fees, students can borrow…

This brief, the third in a series produced by the California College Promise Project (CCPP) at WestEd, describes research conducted by the CCPP on the relationship between the 2017 legislation "Community Colleges: California College Promise" (AB19) and the structure of local College Promise programs. The analysis examines College Promise…

The recommendations put forth in this paper stemmed from a series of conversations, conducted over the course of 2019, with experts and stakeholders representing a range of perspectives and experiences within higher education and financial aid. The working group explored policy design details in depth and identified core areas of general…

Promise programs (also known as free college programs) have grown in popularity over the last few years. When targeted correctly, these programs have the potential to increase enrollment, retention, and graduation rates for underserved students. By focusing a promise program on adult students and including additional supports and services, states…