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Cohn, Jason – Urban Institute, 2022
Racial inequities in higher education and the labor market have led to disparate outcomes in student loan borrowing and repayment by race, with Black borrowers holding more student debt and being more likely to default on it compared with white borrowers. Student loan default, which helps perpetuate the racial wealth gap by disproportionately…
Descriptors: Student Loan Programs, Debt (Financial), Loan Default, Behavior Patterns
Megan E. Patrick; Richard A. Miech; Lloyd D. Johnston; Patrick M. O’Malley – Institute for Social Research, 2024
Monitoring the Future (MTF) is an ongoing research program conducted at the University of Michigan's Institute for Social Research under a series of investigator-initiated research grants from the National Institute on Drug Abuse beginning in 1975. The integrated MTF study includes annual surveys of nationally-representative samples of 8th, 10th,…
Descriptors: Drug Abuse, Substance Abuse, Adults, Young Adults