NotesFAQContact Us
Collection
Advanced
Search Tips
Publication Date
In 20250
Since 20240
Since 2021 (last 5 years)1
Descriptor
Computer Software1
Context Effect1
Credit (Finance)1
Debt (Financial)1
Decision Making1
Loan Default1
Loan Repayment1
Online Systems1
Paying for College1
Public Colleges1
Research Universities1
Selection1
Student Financial Aid1
Student Loan Programs1
Tuition1
More ▼
Source
Annenberg Institute for…1
Author
Christina Lamb1
Dennis A. Kramer II1
Lindsay C. Page1
Publication Type
Reports - Research1
Education Level
Higher Education1
Postsecondary Education1
Audience
Location
Laws, Policies, & Programs
Assessments and Surveys
What Works Clearinghouse Rating
Showing one result Save | Export
The Effects of Default Choice on Student Loan Borrowing: Experimental Evidence from a Public Research University. EdWorkingPaper No. 21-382
PDF on ERIC Download full text
Dennis A. Kramer II; Christina Lamb; Lindsay C. Page – Annenberg Institute for School Reform at Brown University, 2021
We explore the role of defaults and choice architecture on student loan decision-making, experimentally testing the impact pre-populating either decline or accept decisions compared to an active choice, no pre-population, decision. We demonstrate that the default choice presented does influence student loan borrowing decisions. Specifically,…
Descriptors: Loan Default, Student Loan Programs, Research Universities, Decision Making