This dissertation addresses the problem of practice of the high rate of employees in financial organizations clicking on phishing links, positioning their companies at risk of a data incident or breach. The financial sector was the most breached industry in 2022 (Schwartz, 2022) and was impacted the most by malicious phishing emails (Trellix…

This study investigates the factors influencing consumers' adoption of mobile banking in Nigeria using the innovation of diffusion theory. Data was collected via a five-point Likert questionnaire and analysed using factor analysis and multiple regression model. Revealed here is the fact that relative advantage, observability and complexity have…

This study compares the financial knowledge of Korean (N = 1006) and German (N = 1346) university students. The country-specific adaptations of the US-American Test of Financial Literacy was used to assess financial knowledge. Financial knowledge can be divided into three areas (everyday money management; banking; insurance). German students show…

This brief is derived from findings in White et al. (2020), "How Financial Socialization Messages Relate to Financial Management, Optimism, and Stress: Variations by Race," in which the authors examined explicit family financial socialization (e.g., overt communication messages provided by caregivers). More specifically, the focus was on…

Financial literacy, specifically its measurement and education in this field, is a very current topic. The main aim of this research was to find out whether secondary school education had a positive impact on the level of student's financial literacy and to identify other important factors that affected its level. All 363 first-year bachelor's…