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Direct linkThanh Thuy Do; Golnoosh Babaei; Paolo Pagnottoni – Measurement: Interdisciplinary Research and Perspectives, 2024
Complex Machine Learning (ML) models used to support decision-making in peer-to-peer (P2P) lending often lack clear, accurate, and interpretable explanations. While the game-theoretic concept of Shapley values and its computationally efficient variant Kernel SHAP may be employed for this aim, similarly to other existing methods, the latter makes…
Descriptors: Artificial Intelligence, Risk Management, Credit (Finance), Prediction
