This directory contains a list of public and nonprofit private elementary and secondary schools designated as having a high concentration of students from low-income families. Full-time teachers at these schools may have a portion of their student loans canceled under the Federal Perkins Loan Program and the National Direct Student Loan Program. All schools in the listing have more than 30 percent of their enrollment eligible for Title I under the Elementary and Secondary Education Act funding formula. The Directory begins with a list of 1998-99 state contact persons, including their addresses and telephone numbers. The bulk of the directory is comprised of lists of eligible schools and their grade levels, organized alphabetically by state and county. (DB)