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Direct linkChristian Michael Smith; Laura T. Hamilton; Charlie Eaton – Research in Higher Education, 2025
Federal student aid formulas prioritize income over wealth. Using nationally representative data from two cohorts, we argue that federal student aid policy thus under-addresses wealth-driven financial need and that this oversight contributes to racial disparities in student debt, in turn reinforcing the United States's longstanding racial wealth…
Descriptors: Federal Aid, Student Financial Aid, Financial Needs, Needs Assessment
