This paper explores the changing context for New Jersey's higher education system and implications for future access and opportunity. It highlights the state's existing major student aid programs, including how they are currently used and will be affected by future demand. Analyses are provided of contemporary approaches to addressing the issues…

In response to the charge of developing ways for the state to assist families to meet rising college costs, while federal aid is declining, 20 initiatives are recommended for state action in four priority areas: access, excellence, financing alternatives, and efficiency. The following are among the recommendations: (1) continue to raise the…