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Got Risk? Using Risk Transfers to Control Costs
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Bambino, Robert – School Business Affairs, 2010
For public school districts, risk financing is the financial outlay associated with litigation, such as settlements, verdicts, and the cost of legal defense. Even when districts purchase insurance to finance risk, a viable risk transfer program can still benefit districts in different ways: (1) Liability policies are generally experience-rated;…
Descriptors: Risk Management, Insurance, Court Litigation, Legal Responsibility