In 2022, New Mexico joined the list of states that adopted a statewide promise program, offering tuition and fee assistance for eligible students to pursue higher education. The New Mexico Opportunity Scholarship (NMOS) differs from existing programs by including part-time and summer enrollment, academic and workforce degrees, and older adult…

We evaluate whether the Bennett Hypothesis applies to local-level, single-institution promise programs and account for whether colleges have the authority to raise tuition, versus an external entity holding such authority. Using a sample of 29 community colleges affected by promise programs, we analyze changes in tuition across years 2001-02 to…

Public universities are intent on increasing degree completion for many reasons. A stronger policy focus on completion and interest in removing students' financial hurdles has led to a rapid proliferation of completion grant programs. This paper reports on a mixed-method implementation study of completion grant programs at seven broad- and…

In 2006, Michigan changed their traditional merit award to a credit contingent program based upon successful completion of 60 college credits. The Michigan Promise Scholarship was crafted by state policymakers without input from the financial aid community. This case study suggests that the change in policy resulted in two unintended consequences:…

Student financial aid analysts are suggesting the federal government establish a government-run loan bank or trust fund to eliminate the need for lender involvement in the Guaranteed Student Loan Program, but congressional aides think that dismantling the existing program is unlikely. (MSE)

Although the default rate on federally insured student loans is declining, the amount of student borrowing has almost tripled since 1990. Borrowers may be finding loans more burdensome, as nearly one-third are unsubsidized and amounts borrowed are steadily increasing. Also, the General Accounting Office has discovered serious program management…

The three basic kinds of federal student financial aid to college students are described: federal student loans (direct lending, both subsidized and unsubsidized); campus-based aid (Supplemental Educational Opportunity Grants, work-study programs, and Perkins Loans); and Pell Grants. Some details of program design and recent changes are noted.…

The University of Minnesota Medical School has developed a clinical education experience for third-year students that involves working directly with and supervision by general physicians practicing in rural areas. As of 1986, 57 percent of former program students in practice were in rural communities, most in Minnesota. (Author/MSE)

A discussion of state grant programs for college students outlines the relationships between program goals and effects and the difficulties in designing appropriate and successful programs. Guidelines for assessing these interrelationships are offered to help policymakers design grant programs that can most efficiently and effectively achieve…

An alternative system is proposed for college students: provide grants in the freshman year, reduce grants and small loans in the second, introduce work-study in the third along with reduced grants and loans, and further increase loan and reduce the grant with work-study in the fourth year. (MSE)

Analyzes the issues and implications in the Higher Education Act Amendments of 1998, including the framework of federal student aid it establishes, the reduced federal influence on academic affairs and accreditation, increased regulatory flexibility and reduced administrative burden on institutions, and increased eligibility of distance-education…

Income-contingent student loans are examined in the context of an overall aid program, with an emphasis on placing realistic limits on individual debt burden while broadening loan use. A model for simulating borrowing and cumulative debt limits in different countries' educational circumstances is presented and illustrated with United States data.…

Analysis of the income-contingent repayment mechanism of the federal direct lending program suggests that it will be considerably more expensive than other repayment options in total interest costs for many; lead to hefty tax liabilities for some; be administratively cumbersome, vulnerable to fraud and abuse, and costly to taxpayers; and invite…

This article describes Options for Justice, an agency that provides education and training to professionals and direct services to offenders with developmental disabilities. Recommendations for developing and implementing similar programs are offered. Areas addressed include assessing need, funding, selection of program services, staffing, the…

A program to recruit and retain minority group optometry students is described, including the program's design, student financial aid, a preenrollment enrichment program to ease the adjustment to professional school, and the personal and academic program outcomes. (MSE)