This study aimed to identify the factors, which affect the continuance of mobile learning. The study has looked at epistemological, social, and security risk factors based on Magsayo (Interact Technol Smart Educ 20(2):177-208) and how they affect the perceived functional benefits (PFB) and perceived learner value (PLV). Further locus of control and self-efficacy are two personal factors that are investigated in the study to understand mobile learning acceptance continuance. 260 respondents of the study were students and professionals from India who have used mobile for learning. Based on previous research, hypotheses were formulated and tested empirically by building a model using smart PLS structure equation modeling. It was observed that epistemological, security risk and social factors did affect the computer self-efficacy and locus of control of the learners. Epistemological and social factors do contribute to developing PFB and PLV leading to higher mobile learning acceptance continuance. PFB and PLV also showed mediating effects. Based on Magsayo's (2023) previous work, the study has a unique contribution in showing that epistemological and social factors along with security risk do help in developing PFB and PLV leading to higher mobile learning acceptance continuance. These findings can help us understand ways to the development of mobile learning content and context for higher impact.