This study explored whether a predictive model of student loan default could be developed with data from an institution's three-year cohort default rate report. The study used borrower data provided by a large two-year community college. Independent variables under investigation included total undergraduate Stafford student loan debt, total number…

Background: Cluster randomized experiments that assign intact groups such as schools or school districts to treatment conditions are increasingly common in educational research. Such experiments are inherently multilevel designs whose sensitivity (statistical power and precision of estimates) depends on the variance decomposition across levels.…

Given the serious consequences of making ill-fated admissions and funding decisions for applicants to graduate and professional school, it is important to rely on sound evidence to optimize such judgments. Previous meta-analytic research has demonstrated the generalizable validity of the "GRE"® General Test for predicting academic…

This study on default analyzes 17,036 undergraduate borrowers who attended the University of South Florida (USF), and who entered repayment on Federal Family Education Loan Program (FFELP) loans during federal fiscal years 1999, 2000, 2001, and 2002. Of the 17,036 USF undergraduate borrowers, 766 defaulted (4.5 percent). The report employs a…