This article traces federal housing policies related to single family home ownership from their creation in the 1930s to the present. It focuses on policies of the Federal Housing Administration and the Federal Home Loan Bank Board as well as other federal regulators of financial institutions. (Author/RLV)

Although the United States has been described as a nation of homeowners, homeownership is not uniformly distributed across population groups. The migration of individuals to Houston, Texas, has intensified the competition for decent housing in that city. The rapid population growth has also accelerated the competition between lower and…

This paper explores the problem of segregation due to racial patterns in housing by examining the role of real estate agents, acting as a community of gatekeepers, in the perpetration of racial segregation. (Author/EB)

Racial discrimination and racial segregation resulting from discrimination have an effect upon life in central cities. In central cities the costs of retail business and of housing are often higher than elsewhere. Minority group populations, concentrated in ghettos of central cities, are subect to limited job opportunities. The results of racial…

The relation of racially segregated schooling to segregated housing has been, since Brown v. Topeka, a subject of increasing political and legal concern. Research on White flight, resegregation, and housing desegregation must continue, since after 30 years of desegregation, we still know little of whether it helps to integrate housing. (Author/LC)

In an effort to contribute to the dialogue on the need for reform of the nation's fair housing laws and policies, this report describes and evaluates those policies and their impact. The report begins with a discussion of the Federal Government's support for a racially dual housing market prior to 1962 and moves on to describe the beginnings of a…

Reports that movement of people into Houston has intensified demand for housing and that middle-class residents compete for housing with lower-income people in the inner city. Shows that segregated housing patterns and inadequate dwellings prevail and that the need for public housing exceeds the supply. (Author/WP)

This paper reviews what is known about the effects of prejudice and discrimination on the urban housing market. Particular attention is given to distinguishing the effects of prejudice from the effects of discrimination. Theories about prejudice and discrimination in the urban housing market are reviewed and tested against available evidence.…

Describes, in terms of concepts such as racism and capitalism, the bank policies, real estate strategies, and decisions of the city of Buffalo and the Buffalo School Board. Argues that such policies have affected the quality of education and neighborhood change in Buffalo, especially from 1930 to 1977. (CMG)

Discusses aspects of housing finance which work against efforts to provide decent low-income housing. Argues that increased access to capital is not a viable solution to the problem of low-income housing, since capital goes where it makes a profit and low-income housing is not profitable. (Author/WP)