This report reviews existing proposals pertaining to pre-paid college tuition programs among the states. Four major program formats are reviewed: the trust approach, the education IRA (Individual Retirement Account) approach, the tuition certificate approach, and the savings bond approach. The advantages and disadvantages of each approach are…

This book provides a group of articles concerning the equity and efficiency of prepaid college tuition plans. Chapters: (1) introduce the subject; (2) examine the competing financial theories at play in this field; (3) present a study of the Michigan Education Trust's decision to expand its subscriber base by offering a monthly payment option; (4)…

This paper presents an overview of student financial aid in Washington State, reports trends in college costs and state population, and explores the relationship between student aid and broader higher education policies. Chapters include discussions on the following: (1) college costs and affordability; (2) tuition policy and its relationship to…

This report examines recent national and Illinois trends in college tuition and fees, instructional costs and state support, indicators of economic conditions and families' ability to pay for colleges, and student financial aid. It also includes general affordability goals for Illinois higher education and recommendations on keeping college costs…

This volume analyzes government policies for helping students pay for education beyond high school and was developed as a result of an October 1994 gathering of policymakers, analysts, and practitioners convened to review federal student assistance and to consider policy alternatives for the Clinton Administration. Chapter 1, "A Fifty-Year…

This study examines what is known about the changing impact of both federal and states' direct, need-based, student financial grant aid policies. The author then develops recommendations for further research to evaluate the effectiveness of specific state policies to compensate for a reduced Federal role in support of higher education access,…

The report presents recommendations of Maine's Task Force on Postsecondary Education Funding, which examined the effectiveness of existing postsecondary financial aid programs serving Maine students and identified ways to ensure that costs of postsecondary education are affordable for aspiring and qualified students. After a statement of financial…

This report summarizes staff recommendations of the Illinois Board of Higher Education concerning budget recommendations for higher education operations and grants for fiscal year 1998. The report also includes recommendations for state appropriated revolving funds, locally held university income funds, and other appropriated funds. Specific…

This publication presents the findings of a commission that evaluated the current division of responsibilities for financing postsecondary education and makes recommendations for restructuring national policy in this area. Following an executive summary in section I, section II analyzes the policy concerns of college cost, accessibility, and…