Americans are anxious about rapidly rising levels of student debt. They wonder whether payments are affordable and if financing college with debt will pay off in the end. But recent news suggest another issue is increasingly on borrower's minds: bad customer service and shoddy advice during loan repayment. This can leave borrowers feeling confused…

The William D. Ford Federal Direct Loan (Direct Loan) program makes several types of federal student loans available to individuals to assist them with financing postsecondary education expenses. This report presents a comprehensive overview of the terms and conditions that apply to federal student loans made through the Direct Loan program. It…

For-profit colleges do not always recruit aggressively; nor do they always shortchange students. But the problem of colleges systematically overpromising and underdelivering, when it does happen, has largely been a for-profit phenomenon. The abuses have been the most widespread and most damaging when they have been fueled by government grants and…

The U.S. Department of Housing and Urban Development (HUD) recently announced the release of its 2010 Notice of Funding Availability for the Homeless Assistance Programs that it administers. As a result of the passage of the HEARTH Act, there are four new requirements for HUD-funded homeless service programs related to education. These…

Even though 34 states and the District of Columbia have No Child Left Behind Act waivers in hand, many of them are still negotiating with the U.S. Department of Education over their teacher evaluation systems--a crucial component if they want to keep their newfound flexibility. More than six months after waiver recipients turned in their…

James M. Fadool, an associate professor of biology at Florida State University, got a federal grant of more than $300,000 to study eye defects using zebra-fish. Some of that money went to pay another researcher, $1,536 biweekly, to assist with the research and manage the lab where the fish were kept. But an audit by the Office of Inspector General…

While the federal government spends billions of dollars every year on federal education programs, federal policymakers and education advocates often lament that these programs do not achieve their intended results--specifically, increasing student academic achievement. To address this problem, policymakers and advocates typically debate the merits…

This paper is a transcript of a letter written by the author, Cornelia M. Ashby, Director, Education, Workforce, and Income Security Issues, to June St. Clair Atkinson, State Superintendent of the North Carolina Department of Public Instruction. In this letter, the author reports that she and her colleagues have examined the efforts of selected…

Grant recipients risk losing millions of dollars in Race to the Top money if they fail to live up to their promises, federal education officials make clear. By threatening to revoke Hawaii's $75 million Race to the Top award for failing to make "adequate progress" on key milestones of its education reform plan, U.S. Secretary of…

This paper is a transcript of a letter written by the author, Cornelia M. Ashby, Director, Education, Workforce, and Income Security Issues, to June St. Clair Atkinson, State Superintendent of the North Carolina Department of Public Instruction. In this letter, the author reports that she and her colleagues have examined the efforts of selected…

President Obama's FY 2013 budget request includes another major spending increase for the Department of Education--2.5 percent more than last year--to nearly $70 billion. American taxpayers are calling for spending restraint in Washington, yet President Obama's proposals would exacerbate the existing bureaucratic maze of federal programs and…

Renewal proposals for the Elementary and Secondary Education Act (ESEA), the current version of which is the No Child Left Behind (NCLB) Act, are still being discussed by congressional lawmakers and staff. Capitol Hill aides and U.S. Department of Education officials have suggested that a current federal regulation governing alternate testing for…

The author reports on the "restart" option in the federal school turnaround program which offer new opportunities for charter school operators. Some of the nation's largest and best-known charter-management organizations have not jumped at the opportunity to "restart" schools with federal economic-stimulus money, but a wide range of smaller…

The economic stimulus enacted during President Obama's initial weeks included a down payment on his ambitious education reform agenda. By combining short-term policy with reform, the strategy gained his administration three advantages: a discretionary funding source with little Congressional scrutiny; flexibility in pursuing education reform goals…

Federal officials plan to overhaul the reporting requirements for higher education-based teacher preparation in favor of leaner, outcome-based indicators of program quality, according to plans outlined in the president's fiscal 2012 budget request. To bolster the overhaul, the budget also proposes a $185 million new formula grant program, dubbed…