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Direct linkKristy Fan; Tyler J. Fisher; Andrew A. Samwick – Education Finance and Policy, 2025
Prior studies of means-testing in college financial aid formulas have analyzed the disincentives to save attributable to the inclusion of assets in the formulas. Such disincentives are only half of a standard incentives--insurance trade-off. When income is uncertain, a financial aid formula that conditions aid on assets and income provides…
Descriptors: Insurance, Student Financial Aid, College Students, Income
Download full textData Quality Campaign, 2025
Policymakers across the country are seeking to better understand credentials of value--the education and training programs that help workers fill in-demand and growing jobs in their states. But right now, leaders are lacking the complete set of information they need to understand P-20W (early childhood, K-12, postsecondary, and workforce) pathways…
Descriptors: Unemployment, Insurance, Labor Force, Education Work Relationship
Lindsay Malone; Aidan Mahon – Adult Learner: The Irish Journal of Adult and Community Education, 2023
This paper explores the Centre for Insurance, Risk and Data Analytics Studies (CIRDAS) as a case study of online adult education which offers flexible upskilling and reskilling opportunities to employees across the Irish insurance sector. It explores how CIRDAS's agile programme development enabled flexible entry, exit and progression routes for…
Descriptors: Foreign Countries, Lifelong Learning, Electronic Learning, Adult Education
Ladick, Michael – Curriculum and Teaching Dialogue, 2021
Consistent messaging about reliable processes is valuable when educating about risk management. Recent research has shown that national and state financial literacy education (FLE) curricula have risk management and insurance standards with inconsistent tendencies. Informed by Beauchamp's (1961) field of curriculum theory, this conceptual essay…
Descriptors: Insurance, Risk Management, Money Management, Consumer Education
Bell, Stephen H.; Stapleton, David C.; Wood, Michelle; Gubits, Daniel – American Journal of Evaluation, 2023
A randomized experiment that measures the impact of a social policy in a sample of the population reveals whether the policy will work on average with universal application. An experiment that includes only the subset of the population that volunteers for the intervention generates narrower "proof-of-concept" evidence of whether the…
Descriptors: Public Policy, Policy Formation, Federal Programs, Social Services
Schwieger, Dana; Ladwig, Christine – Information Systems Education Journal, 2022
As the twenty-first century advances technologically, the era is also becoming notorious for the rise of organized cybercrime and attacks on business information and operations. Company data and intellectual property are considered the "New Oil" that generates value for organizations and their constituents. With the escalating number of…
Descriptors: Computer Security, Crime, Insurance, Intellectual Property
Smith, Alan D. – International Journal of Adult Vocational Education and Technology, 2019
Customer relationship management (CRM) is a core business strategy for most organizations. In today's global economy, it is essential for organizations to find ways of increasing their productivity. This article discusses the operations management's decision of customer relationships management. It is vital for a business to motivate its employees…
Descriptors: Business, Productivity, Employees, Interpersonal Relationship
Scott, Andrew P.; Jones, Katie; Smole, David P.; Labonte, Marc; Aussenberg, Randy Alison; Lewis, Kevin M.; Billings, Kara Clifford; Lindsay, Bruce R.; Boyle, Conor F.; Lowry, Sean; Colello, Kirsten J.; Lynch, Karen E.; Crandall-Hollick, Margot L.; Marples, Donald J.; Davis, Patricia A.; McCarty, Maggie; Dilger, Robert Jay; Mitchell, Alison; Dortch, Cassandria; Myers, Elizabeth A.; Driessen, Grant A.; Perkins, David W.; Fernandes-Alcantara, Adrienne L.; Perl, Libby; Fernandez, Bernadette; Peterman, David Randall; Forsberg, Vanessa C.; Rosso, Ryan J.; Fountain, Joselynn H.; Sherlock, Molly F.; Gravell, Jane G.; Skinner, Rebecca R.; Hahn, Jim; Stoltzfus, Emilie; Halchin, L. Elaine; Tang, Rachel Y.; Hegji, Alexandra; Topoleski, John J.; Isaacs, Katelin P.; Whittaker, Julie M. – Congressional Research Service, 2021
Since March 2020, a number of laws have been enacted to provide relief to people and businesses affected by the COVID-19 pandemic. These include the Families First Coronavirus Response Act (FFCRA; P.L. 116-127) and the Coronavirus Aid, Relief, and Economic Security Act (CARES Act; P.L. 116-136), both enacted in March 2020; the Consolidated…
Descriptors: COVID-19, Federal Legislation, Federal Aid, Pandemics
Russell, David T.; Chong, James T.; Phillips, G. Michael – American Journal of Business Education, 2018
Consumers face hard choices when they need cash quickly. Hard choices can lead to emotional or economically unsound decisions. Traditional classroom discussions of raising funds to pay for expenses usually focus on generating income, borrowing, or the sale of real and financial assets, if hardship is discussed at all. However, many families have…
Descriptors: Consumer Economics, Insurance, Credit (Finance), Decision Making
Love, Tyler S.; Roy, Ken R. – Technology and Engineering Teacher, 2020
The weeks leading up to summer break can be stressful for instructors and administrators, as they are ultimately responsible for inspecting and cleaning up their STEM education facilities to ensure a safer start the following academic year. In this article, the authors present a three-pronged approach to aid in safely closing down a makerspace or…
Descriptors: Summer Programs, STEM Education, Laboratory Safety, Shared Resources and Services
Yang, Edith; Aceves, Aurelia De La Rosa; Tomlinson, Gloria – MDRC, 2019
Workforce development organizations often find it challenging to assess how former program participants are faring in the labor market, since they need to rely on participants' willingness to report and verify their job placements after they either leave or complete their programs. The 2013 Unemployment Insurance Data Sharing Bill (S5773A) amended…
Descriptors: Community Organizations, Labor Force Development, Data Use, Unemployment
Crowley, Emily P.; Kaitz, Robert M. – New England Journal of Higher Education, 2020
As COVID-19 rapidly changes the economic landscape throughout the country, higher education institutions (HEIs) are facing new, constantly evolving challenges. To address these challenges, federal and state governments are quickly drafting laws and regulations that are impacting colleges and universities, and their employees. This article briefly…
Descriptors: Health Promotion, Public Health, Disease Control, Hygiene
US Department of Agriculture, 2022
The Agricultural Act of 2014 authorized $200 million for the development, implementation, and evaluation of up to 10 pilot projects to test innovative strategies to increase employment and reduce the need for SNAP among program participants. The 10 States that received grants were California, Delaware, Georgia, Kansas, Kentucky, Illinois,…
Descriptors: Federal Legislation, Federal Programs, Program Implementation, Program Evaluation
Sheldon, James R. – Institute for Educational Leadership, 2018
This policy brief describes how State VR agencies are using and can use benefits planning services, as a VR agency-funded service, to help SSDI and SSI beneficiaries address concerns and fears about the potential loss of cash benefits and healthcare benefits (i.e., Medicaid and/or Medicare) as they move into jobs paying substantial wages. The…
Descriptors: State Agencies, Vocational Rehabilitation, Federal Legislation, Disabilities
Thomsen, Erin; Yates, Shauna; Henderson, Mihaela; Drummond, Mary; Cooney, Jennifer – National Center for Education Statistics, 2022
This summary report presents selected findings from the full report which describes the experiences of 2015-16 bachelor's degree earners during the coronavirus (COVID-19) pandemic, 4 years after graduation. The findings in this report are based on data from the 2016/20 Baccalaureate and Beyond Longitudinal Study (B&B:16/20), which took place…
Descriptors: Bachelors Degrees, College Graduates, Longitudinal Studies, COVID-19
