Master Money Manager Coach (M3C) is a 2-day in-person train-the-trainer program targeted to staff and volunteers at community-based organizations. The dual purposes of the program are to teach trainees how to teach money management using the Federal Deposit Insurance Corporation's Money Smart curriculum and to give trainees coaching tools they can…

It is an easily observed reality that the typical college/university student is extremely comfortable with the use of technology and particularly with the use of the Internet. The authors contend that this fact almost requires that instructors of finance classes incorporate the use of web-based financial resources into their in-class presentations…

Free tax programs, such as Volunteer Income Tax Assistance (VITA), allow recipients of the earned income tax credit (EITC) to have their returns filed for free. VITA and other free tax programs are nationwide. However, each program is distinct, and the services provided by these programs differ. This article discusses a successful and unique…

The "National Standards for Financial Literacy" describe the knowledge, understanding, and skills that are important for students to learn about personal finance. They are designed to guide teachers, school administrators, and other educators in developing curriculum and educational materials for teaching financial literacy. In this…

In 2011, the Arizona State Legislature adopted a law creating the first education savings account (ESA) in the United States. Following Arizona's lead, several other states, including Florida Tennessee,Mississippi and Nevada, have implemented ESA policies. Typical eligibility requirements include conditions such as a pupil's diagnosed disability,…

In 2012, the national non-profit Single Stop USA served more than 32,000 students across 17 community college sites in seven states. At each college, Single Stop acts as an integral partner in the college's efforts to meet the needs of students and their families. It helps introduce the provision of important services such as tax preparation,…

Even as the Obama administration tries to make good on promises of unprecedented transparency and accountability in economic-stimulus funding, the first reports from states and school districts show the difficulty of figuring out--in detail--how the money for education has been spent. In the broadest sense, the quarterly stimulus reports made…

Successful investing for long-term funds requires a strategic plan. This is true despite--indeed, because of--the fact that the future is unknowable. The plan must be specific, embodying in concrete terms the best thinking of the board of trustees about the investment pool, its goals and purposes; but it also needs to be sufficiently flexible to…

While many high school students confess a desire to develop personal money management skills, statistics tracking the average Canadian's personal debt underscore the need to ensure the youth have the tools they need for financial success. What would it take to motivate teens to learn more about how they spend and manage their money? The authors…

This paper presents an overview of the Head Start program. Under the American Recovery and Reinvestment Act (Recovery Act), $1 billion will be provided to the Office of Head Start to promote the school readiness of low-income children, including children on federally-recognized reservations and children of migratory farm workers, by enhancing…

The Canada Education Savings Program is an initiative of the Government of Canada. As part of the Department of Human Resources and Skills Development, the program administers the Canada Education Savings Grant and the Canada Learning Bond. These two initiatives help Canadian families save for a child's post-secondary education in Registered…

With public pensions under pressure and private pensions exposed to risk, individuals face an increasing variety of financial risks, particularly those linked to their retirement. This book analyzes the level of risk awareness of consumers and highlights good practices governments might initiate to enhance consumers' awareness and education on…

The Mid-South Region of Alabama, Arkansas, Louisiana, and Mississippi as a long history of pervasive poverty and educational underachievement. According to the U.S. Census Bureau (2008), the poverty level of residents in the Mid-South Region is higher than the national average. Consequently, many of the region's best and brightest students of all…

The authors describe the Business Conditions and Economic Analysis (BCEA) program developed at the University of Richmond. The BCEA program is an experiential learning format for economics students built on the success of student-managed investment funds (SMIF) in finance. In its initial implementation, the BCEA group conducts domestic and global…

Describes the Bank Ed School Series: (I) for upper elementary, which focuses on basic money management and math skills; (II) for junior high, which emphasizes goal setting, savings, money making, and related math skills; and (III) for high school, which focuses on the family as a mini-society operating with the same economic principles as the…