Prior studies of means-testing in college financial aid formulas have analyzed the disincentives to save attributable to the inclusion of assets in the formulas. Such disincentives are only half of a standard incentives--insurance trade-off. When income is uncertain, a financial aid formula that conditions aid on assets and income provides…

Policymakers across the country are seeking to better understand credentials of value--the education and training programs that help workers fill in-demand and growing jobs in their states. But right now, leaders are lacking the complete set of information they need to understand P-20W (early childhood, K-12, postsecondary, and workforce) pathways…

School districts determine the types of health services and health professionals needed in schools, as well as how to deliver and pay for these services. This policy brief outlines four models for delivering school-based health services and explains who is responsible for billing Medicaid under each one. Understanding the different Medicaid…

The National Association of School Nurses (NASN) believes school nursing services that are reimbursed in other healthcare environments should also be reimbursed in the school setting. The registered professional school nurse (hereinafter referred to as the school nurse) bridges education and healthcare and delivers quality, cost-effective…

This paper explores the Centre for Insurance, Risk and Data Analytics Studies (CIRDAS) as a case study of online adult education which offers flexible upskilling and reskilling opportunities to employees across the Irish insurance sector. It explores how CIRDAS's agile programme development enabled flexible entry, exit and progression routes for…

Consistent messaging about reliable processes is valuable when educating about risk management. Recent research has shown that national and state financial literacy education (FLE) curricula have risk management and insurance standards with inconsistent tendencies. Informed by Beauchamp's (1961) field of curriculum theory, this conceptual essay…

A randomized experiment that measures the impact of a social policy in a sample of the population reveals whether the policy will work on average with universal application. An experiment that includes only the subset of the population that volunteers for the intervention generates narrower "proof-of-concept" evidence of whether the…

In 2018, West Virginia teachers staged a statewide strike which lasted almost two weeks and included schools across all 55 countywide districts. The main reported strike issues for West Virginia teachers included cuts to their healthcare coverage by the state and relatively low salaries. Prior to the strike, West Virginia teachers ranked 48th in…

CUPA-HR's survey of benefits for higher education employees has been conducted since 2003. Prior to 2020-21, data were collected on healthcare benefits in odd years and non-healthcare benefits in even years. This year, we collected data on all benefits: healthcare benefits, including healthcare plans and wellness programs; and non-healthcare…

The recent passage of H.R. 1 by a partisan Congress chooses billionaires over babies, and puts children in unprecedented peril. This Issue Brief describes some of the many ways that H.R. 1 will hurt children in the U.S. and even around the world in the very near term and in the years to come, including that it: (1) Cuts $1 trillion from Medicaid…

The House has passed a budget reconciliation bill that supporters are referring to as a "one big, beautiful bill." However, the authors of this Issue Brief believe that this budget bill threatens the health and nutrition of millions of children and pushes millions of children into poverty in order to provide tax credits for corporations,…

When Coloradans get their ballots in the mail this fall, they could potentially vote on two measures that would have disastrous consequences for Colorado kids and families if passed. Initiatives 108 and 50 would dramatically limit the resources available for critical services and programs that support children and their families at the state and…

As the twenty-first century advances technologically, the era is also becoming notorious for the rise of organized cybercrime and attacks on business information and operations. Company data and intellectual property are considered the "New Oil" that generates value for organizations and their constituents. With the escalating number of…

Ms. Braun, a new Special Education Director in the Baso Unified School District, is under pressure to curtail district expenditures on special education services. In her quest to understand why special education enrollment has increased, Ms. Braun learns about the challenges students face when accessing physical and mental health services at…

Children in the United States are facing unprecedented mental health challenges. In October 2021, First Focus on Children joined other leading children's health organizations to declare a national state of emergency regarding child mental health in the Sound the Alarm campaign, and in December 2021, the U.S. Surgeon General issued an advisory…