Using data from the 2016 Survey of Consumer Finances, this study investigates factors that affect electronic banking adoption rates. Financial knowledge, income, education, and credit card ownership are associated with a high probability of electronic banking adoption. However, age is negatively associated with the probability of online banking…

"Creating a Financial Stake in College" is a four-part series of reports that focuses on the relationship between children's savings and improving college success. This series examines: (1) why policymakers should care about savings, (2) the relationship between inequality and bank account ownership, (3) the connections between savings and college…

Using data developed for the U.S. District Court, this study compared the performance of Hispanic-owned firms and two groupings of non-Hispanic-owned firms in three South Florida markets: architecture (n= 176), structural engineering (n= 144), and civil engineering (n = 200). Within each market, firms?earnings are expressed as functions of…

I examine age variation in the effects of socioeconomic status (SES) on self-rated health in Korea by including three alternative indicators of SES--liquid assets, home ownership, and real estate ownership--as well as two standard measures of education and household income. Furthermore, I consider the SES-health relationship and its variation by…

In April 2002, a NAS/Zogby poll found that only a quarter of sampled students perceived uniform standards of "right and wrong" and that most students felt that ethical behavior depends on cultural diversity. In this effort to replicate those findings in a larger sample of American college students, the authors obtained results that…