People aged 55 and older are one of the fastest growing demographic groups in much of the developed world. While they have seen tremendous changes in technology and everyday living over their lifetime, some of the biggest societal changes are those that they themselves are helping to make. In the U.S., these mature individuals can expect to live…

In the Spring of 2011, the City of San Francisco automatically opened college savings accounts for over 1,000 San Francisco Kindergartners. The City also "seeded" every account with an initial deposit of $50. The account openings marked the official launch of San Francisco's Kindergarten to College initiative, or "K2C." This initiative, the first…

The three case studies featured in this publication need to be viewed in conjunction with the recent National Centre for Vocational Education Research (NCVER) report: "A New Social Capital Paradigm for Adult Literacy: Partnerships, Policy and Pedagogy" (Balatti, Black & Falk 2009). The case studies form an important research phase of…

The various retirement income options available to TIAA-CREF participants and federal taxes on each option are explained. The importance of early planning for retirement income is stressed and it is suggested that assessment of future financial needs will indicate the most appropriate settlement mode for retirement. (SF)

A discussion of Florida's college tuition prepayment program describes the plan and its options and examines its marketing implications as a preneed service. It is concluded that the program makes saving for college easy, economical, and completely safe but requires rethinking of conventional marketing strategies and mix. (MSE)

This paper describes a retirement planning program designed by four educational institutions in Calgary, Alberta and presents the program workshops that offered participants the basics of finance, health, and lifestyle, along with living arrangements, relationship changes, the aging process, community resources, and consumer affairs. Teaching…

Problems faced by a TIAA-CREF annuitant retiring in the late 1970s are examined in light of a continuing high rate of inflation. Options available to the annuitant are discussed and two strategies to provide significant inflation protection are suggested. (SF)

The basic provisions of the TIAA-CREF retirement plans are outlined and the impact of inflation and falling stock prices on annuities and bonds are investigated. Major factors that should be considered when allocating contributions to TIAA-CREF funds are discussed. (SF)

Adaptation of the Total Quality Management approach to organizational improvement at Oregon State University involved creation of 10 pilot finance and administration teams and implementation of a 10-step problem-solving process. The approach has improved staff morale as well as client services. (MSE)

A program was conducted to develop and motivate minority women, in particular Hispanic origin women, in the Washington, D.C., metropolitan area to participate in business ownership and management. Offered at no cost to participants, the training program sought to equip potential managers with information and techniques in the fundamental…

This report describes the planning process for the Export Academy at Eastern Michigan University, designed to prepare students for a Master of Arts degree combining export and trade studies with second language (French, German, Spanish). In 1989-91, the Academy prepared the proposal for the new Master's degree program and sponsored a series of…