The state and federal trend toward encouraging parents to save for college education is praised for putting responsibility back on parents, but there is concern about the effectiveness of national or state programs to stimulate savings and about neglect of the poor in the rush to help middle-income families. (MSE)

There is substantial evidence that problems with family and other interpersonal relationships are often associated with financial stress. A counselor is likely to see clients whose financial difficulties are caused by, or associated with, one or more of four major types of problems: (1) lack of skills; (2) circumstances in the client's macro- or…

Contends that child care facility owners, boards of directors, staff, and parents need to focus on financial management, as poor financial health compromises the quality of care for children. Specifically addresses the issues of: (1) concern for providing high quality child care; (2) the connection between quality and money; and (3) strengthening…

The conscientious family counselor may find it an overwhelming task to properly assist families or individuals who are experiencing financial difficulties. Although the counselor must be aware of personal limitations and make appropriate referrals, the processes required for financial counseling are the same as those needed for the understanding…