All students should have the ability to thrive within collegiate environments. Despite widening access for postsecondary education participation, low-income students often do not experience the collegiate environment in the same ways as their well-resourced peers. Previous research highlights obstacles low-income students face; yet, these results…

There has been much effort in recent years to address some of the damage of the recent global financial crisis with financial literacy education. Little research has been done, however, on the factors that might affect the decision to seek individual versus couples-based financial education. We used a survey instrument administered via the online…

Advice from financial counselors is one potential source for improving financial behaviors and well-being among clients and within their communities. This study examined whether obtaining financial advice is associated with other personal financial behaviors. Analysis of National Financial Capability Study data showed that obtaining advice is…

In terms of future revenue stream, the potential of young adults is considered to be significant. The study is relevant to India as the segment dominates the population. The objective of the study is to examine the antecedents to financial management behavior for young adults. One hundred and sixty responses were obtained from respondents. While…

Postsecondary students face a myriad of complex financial decisions and tasks, such as financing their education, choosing a major with a return on investment, budgeting, and crafting repayment strategies for credit card and student loan debt(s). With respect to student loans, many borrowers feel "burdened by the repayment process" and…

A qualitative case study approach was used to examine Latino male students and First-Year Experience (FYE) programs aimed at promoting student transfer. Two FYE programs at two community colleges in California were studied: Bridgetown Community College and Portlake Community College (pseudonyms). Study participants included four groups: Latino…

To meet college student needs for financial counseling, it is important to assess why they seek counseling and the extent to which differing financial situations are tied to financial stress. This study examined these issues with a sample of 554 college students who participated in financial counseling and found financial problems in various…

The purpose of this study was to get an insight about how high school female students perceive the transition to university life, and to understand the transition experience of university female students in the first semester. An exploratory study design was used where 166 high school female students and 88 first year university female students…

This annual report goes beyond the usual metrics of standardized test scores and high school transcripts to explore a wide range of non-cognitive attitudes that influence college readiness, such as students' levels of self-discipline and confidence in their abilities. The report is based on student survey responses drawn from a sizable national…

This special companion report to "National Freshman Attitudes Report, 2013" examines the college readiness of entering freshmen at two-year colleges in 2012. Based on student survey responses, the report identifies students' self-reported attitudes that may influence students' progress toward degree completion. The study is based on a…

This annual report from Ruffalo Noel Levitz goes beyond the usual metrics of standardized test scores and high school transcripts to explore a wide range of non-cognitive attitudes and motivations that influence student retention and college completion rates. The report is based on student survey responses drawn from a sizable sample of incoming…

This annual report goes beyond the usual metrics of standardized test scores and high school transcripts to explore a wide range of non-cognitive attitudes that influence student retention and college completion rates for today's entering college freshmen. Findings are reported separately for four-year and two-year institutions, private and…

How much do the attitudes and needs of college freshmen change after attending classes for a semester and receiving targeted interventions aimed at increasing their success in college? To find out, Noel-Levitz compared pre- and post-survey data from more than 10,000 first-year undergraduates nationwide in 2013 who completed an initial motivational…

This study investigated whether a behavioral economic index of the value of rewards available over different time horizons improved prediction of drinking outcomes beyond established biopsychosocial predictors. Preferences for immediate drinking versus more delayed rewards made possible by saving money were determined from expenditures prior to…

Self-help groups (SHGs) have emerged as an effective mechanism of empowerment and development of women as well as being on efficient mode of promoting group action and technology dissemination. Initiatives were undertaken at the Central Institute of Post-Harvest Engineering and Technology (CIPHET), Ludhiana to facilitate the formation of women's…