Since 1972, the Nixon and Ford administrations have sought to terminate two major "campus-based" student aid programs (Supplemental Educational Opportunity Grants and National Direct Student Loans), and to reduce funding of a third, College Work-Study. The policy has been renounced by both Congress and the academic community. (LBH)

Many colleges offer creative programs to help students earn money to pay college costs. Many colleges have increased the grant aid but on most campuses, the major available alternative is employment opportunities. Colleges will have to look mostly to themselves in the future when dealing with student loans. (MLW)