The Educational Credit Trust: A Proposal for Reconstitution and Reform of the Student Loan System.

Dresch, Stephen P.

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Peer reviewed

ERIC Number: EJ338746

Record Type: CIJE

Publication Date: 1986

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The Educational Credit Trust: A Proposal for Reconstitution and Reform of the Student Loan System.

Dresch, Stephen P.

Economics of Education Review, v5 n1 p1-16 1986

Following a brief critical review of the federally sponsored student loan system, this paper develops fundamental principles for overhauling the system and creating an Educational Credit Trust. This federally chartered corporation would determine lender eligibility requirements, monitor lenders' financial performance, and sanction student loan terms through a decentralized entitlement program. (13 references) (MLH)

Descriptors: Credit (Finance), Educational Finance, Finance Reform, Higher Education, Loan Repayment, Need Analysis (Student Financial Aid), Student Loan Programs, Trusts (Financial)

Publication Type: Journal Articles; Reports - Evaluative; Guides - Non-Classroom

Education Level: N/A

Audience: Administrators; Policymakers; Practitioners

Language: English

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