The banking industry is being challenged by shareholders and consumers to provide its products in the most efficient manner, provide good customer service, and earn a fair profit. Although the infrastructure is in place to serve most customers through Internet banking, the number of customers using this channel is less than expected. The purpose…

The global nature of Internet has revolutionized cultural and commercial interactions while at the same time it has provided opportunities for cyber criminals. Crimeware services now exist that have transformed the nature of cyber crime by making it more automated and robust. Furthermore, these crimeware services are sold as a part of a growing…