High-risk sexual behaviors (HRSBs; e.g., having sex without protection against pregnancy or sexually transmitted infections) are a public health problem. HRSBs disproportionally impact college students and are associated with numerous negative outcomes, such as unwanted pregnancies. Alcohol use has been strongly linked to HRSBs in college…

Chapter 1 investigates asks the question how do financial frictions affect the type of human capital investments that students make in college? To study this question, I build a novel dataset covering more than 700,000 U.S. students, merging commencement records with address histories, credit bureau records, and professional resumes. I document…

What are the socioeconomic implications of the time allocation decisions made by low-income adolescents? The way adolescents allocate their time between schooling, labor and leisure has important implications for their education attainment, college aspirations, job opportunities and future earnings. This study focuses on adolescents and young…