Phishing has become a preferred method among cyber criminals looking to gain access to confidential information. Although most businesses and governmental organizations provide employees with some sort of cyber security training, there is a lack of research examining whether such training methods work to actually reduce susceptibility to…

This phenomenological study explored the perceptions and expectations of low income adults regarding financial literacy to discover ways to increase attendance in financial literacy programs designs for this cohort. The study utilized interviews with closed-ended questions to establish the participants' backgrounds, then opened-ended questions to…