"Epigenesis" is the biochemical process through which some genes are expressed and others remain silent, and it reinforces and explains the powerful impact that the environment has on human development. Epigenetic effects occur not only through diet, chemical exposure, and high levels of environmental stress, but also through chronic poverty and…

As the United States' economy continues to experience challenges, more families at or near the poverty level fall prey to predatory financial practices. Their vulnerability to these operations is increased by a lack of knowledge of asset-building resources and alternative financial services. This article focuses on Volunteer Income Tax Assistance…

Examines the Phipps Houses Group, a nonprofit housing developer, in its attempt to foster a sense of community and family well-being in housing developments. Discusses the community development program and gives a profile of tenants. Suggests that this model should become more common as direct federal housing development diminishes. (RJM)