In its third year, direct lending is working well for college students and administration. It is a simpler, faster, more efficient way of getting loan funds to students that cuts out financial middlemen. It helps students manage their finances better when repaying loans, promotes competition, stimulates program innovation, leads to greater…

As more colleges and universities consider privatization of college housing, without many existing models to observe, institutions are encouraged to consider these issues before making a decision: in loco parentis responsibility; legal liability; shared obligations; financial arrangements and performance criteria; vendor responsibility for capital…