Silber's proposed Tuition Advance Fund for undergraduate student financial aid is criticized. It is suggested that what the TAF would do is substitute the student's borrowing from the government for what the parents now contribute to higher educaiton. (LBH)

A proposed Tuition Advance Fund is advocated as a solution to the student financial aid and loan default problem for undergraduate students in degree programs at accredited institutions. Qualifying students could borrow funds for three years and repay in the future through payroll withholding or estimated tax payments. (LBH)

The NLS 72 and CIRP files were used to construct profiles of student financing for 1973-74 through 1979-80. Students finance smaller amounts than institutions list. Student self-support is declining while family and scholarship/grant support is rising. The middle-income squeeze and the importance of student aid to private institutions are evident.…

As college costs continue to soar, families across America are confronting a financial burden they find difficult if not impossible to manage alone. Existing programs like student loans are unable to address a problem of this scope. The search for a method to encourage savings for college without drawing on limited public resources has led to a…

Volume IV of a study of program management procedures in the campus-based and Basic Educational Opportunity Grant (BEOG) programs deals with a set of simulated modifications in the statements made by BEOG applicants about their financial circumstances. Various kinds of misrepresentation of income, assets, and other factors are postulated, and the…

The 1992 reauthorization of the Higher Education Act (HEA) made changes in the need analysis formulas that determine the expected family contribution (EFC) used in awarding Title IV Federal student aid, altered the definition of an independent student, lowered the family size offset for independent students without dependents, eliminated home…

Information concerning expenses and income during 1980-81 of 406 randomly selected University of Minnesota undergraduates was obtained through a survey. Undergraduates estimated their total 1980-81 expenses to have been on average $4,286, which was 59 percent more than the $2,690 reported during a similar 1974-75 survey. Students living at home…

Educational financing patterns of full-time undergraduates in New York State were compared for Asians, Blacks, Hispanics, and Whites. Compared to Whites, the minority students had lower incomes, were more likely to be financially independent of their parents, and were more likely to attend the City University of New York (CUNY) or proprietary…