All banknotes have security features which are intended to help determine whether they are false or genuine. Typically, however, the general public has limited knowledge of where on a banknote these security features can be found. Here, we tested whether counterfeit detection can be improved with the help of salient elements, designed to guide…

The purpose of this study was to explore the potential influence of childhood financial socialization on financial well-being in adulthood. Using a sample (N = 2,213) from De Nederlandsche Bank Household Survey (DHS) we modeled the likelihood of household debt/asset ratio less than or equal to 40%, and the likelihood of a household reporting a…

This paper explores the nature and quality of the participation that characterises the Bank's consultations with external actors and examines the extent to which the Bank is responsive to such feedback when it comes to defining its policy preferences and strategies in the education domain. It draws on a case study of the participatory process that…

A major requirement for transformation contained in the new education policy in South Africa is that the graduate outputs of the higher education system should match the needs of a modernizing economy. This paper addresses the organizational aspect of university-industry relationships that is an element of the transformation. In empirical terms,…

This document on the links between the world of work and the world of vocational training in the Netherlands includes 5 chapters, a list of abbreviations, and a 42-item reference list. Chapter 1 introduces the report. Chapter 2 outlines the Dutch system of industrial relations and presents the concept of "neocorporatism." Chapter 3…

Explores educational structure shifts in Netherlands banking caused by technological developments. A cross-section analysis of 100 local banks shows that diffusion of office automation has positively affected the skill level and share of vocationally skilled workers. Automated banks also use recruitment policies to adjust skill structure more…

The impact of new technologies on occupational profiles in the banking sector was examined through case studies in four European countries: Luxembourg, the Netherlands, the United Kingdom, and France. In each country, three types of banking institutions were studied: merchant (Eurobank); "counter" (universal) bank; and telebank (bank…