There are many different schooling options, and we welcome them all under the broad umbrella of choice. But not all educational choice programs are created equal. EdChoice highlights and promotes the programs that create the most pathways for students to lead successful lives. This guide focuses on education savings accounts (ESAs), tax-credit…

This annual publication of "The ABCs of School Choice" is a comprehensive, data-rich guide to every private school choice program in America. This edition of "The ABCs of School Choice" defines each of the six types of school choice: education savings accounts, vouchers, tax-credit scholarships, tax-credit education savings…

This resource guide is for youth employment programs that are interested in enhancing financial capability and building partnerships with financial institutions. It maps out how and why such partnerships can help young people achieve greater financial well-being and employment success. It also highlights youth employment programs funded under the…

This resource guide is for financial institutions interested in enhancing financial capability through partnerships with youth employment programs. It maps out how and why financial institutions can help young people achieve greater financial well-being and employment success. This document highlights youth employment programs funded under the…

This report provides explanations of checks and checking accounts and offers guidelines for their use. Types of checks which are explained include personal checks, negotiable orders of withdrawal, counter checks, universal checks, domestic and international money orders, cashier's checks, and travelers checks. A description of the different…

Public investors can lower commissions through investment autonomy, that is, implementing the investment decision process without outside input. Details some techniques for fine-tuning the investment process. (MLF)

Reviewing ways to earn interest on school funds, the author outlines how new electronic banking practices will stop use of the "money float." (MD)

Argues that business communication is not improving, despite a deluge of advice. Suggests that change is made more difficult by hard to remember rules and directives that are couched in technical jargon. Offers an alternative heuristic focusing on context. (JAD)

This report explains savings accounts and low-deposit investments in order to help consumers determine which accounts are right for them. It is divided into the following four sections (topics covered are listed in parentheses): (1) the savings program (setting savings goals, saving regularly, choosing a savings account, interest, the savings…

This report presents information on checking accounts, describes how to read a monthly statement from the bank, and provides guidelines for balancing a checkbook. Topics covered include: how banks record transactions; the importance of keeping personal records and of balancing the checkbook promptly; what happens when there are insufficient funds…

Retail repurchase agreements--or "repos"--are a sound investment for school funds, says this superintendent, but they carry an element of risk that shouldn't be ignored. (Author)

Thirty years ago a cashless society was predicted for the near future; paper currency and checks would be an antiquated symbol of the past. Consumers would embrace a new alternative for making payments: electronic money. But currency is still used for 87% of payments, mainly for "nickel and dime" purchases. And checks are the payment…

Examines the development of an innovative student identification card system that includes off-campus banking and credit card functions. Finding solutions to bank objections, credit card company rule problems, and software difficulties are discussed. (GR)

This guide presents a 139-item bibliography of books and articles on the school of thought known as the Austrian school of economics. The first nine of the ten sections contain bibliographic entries, classified by topic. Part 1 is an introduction to Austrian economics, listing sources on the school in general and on three principal members. Each…

The Federal Reserve was created in 1913 in response to recurring banking panics in the United States. Its mission has since expanded into fostering a healthy economy. The Federal Reserve consists of three parts: (1) the Board of Governors; (2) Reserve Banks; and (3) the Federal Open Market Committee (FOMC). The Board of Governors is the federal…