The prevalence of in-school savings programs (ISSPs) for children and youth is widespread, but research on their effectiveness is limited. This study investigates the long-term effects of an ISSP conducted in one U.S. elementary school. Survey data were collected on the financial behaviors of high school students, who participated in or did not…

After decades of making minor tweaks to the U.S. financial aid system, there is a need to develop truly novel approaches to paying for college. Until now, the goal of financial aid has been narrowly framed as providing young adults with enough money to pay for college while minimizing the short-term burden to taxpayers. Because of this narrow…

This report provides an overview of and learning agenda for the Save for College Program, a New York City scholarship and savings platform that incorporates family, school, neighborhood, and systems-level components. The report describes the program's design and approach, as well as its context and implementation to date. It also discusses metrics…

"Creating a Financial Stake in College" is a four-part series of reports that focuses on the relationship between children's savings and improving college success. This series examines: (1) why policymakers should care about savings, (2) the relationship between inequality and bank account ownership, (3) the connections between savings and college…

Four female mildly mentally retarded subjects (ages 17-21) were trained individually in a simulated bank setting at their school. After training, subjects were able to generalize newly trained skills to real community settings though some additional in-vivo training was required for perfect performance. (Author/DB)

The authors measured the pedagogical value of sharing with students what economists do and how they do it. Ostensibly, thinking and researching like economists will transform students into better and more engaged learners as well as provide instructors with effective assessment tools. One way to bring students closer to what economists do is to…