Black men and women have different levels of average educational attainment, yet few studies have focused on explaining how and why these patterns develop. One explanation may be inequality in experiences with institutional punishment through exclusionary school discipline and criminal justice exposure. Drawing on intersectional frameworks and…

Financial risk tolerance is an important personal characteristic that is widely used by financial professionals to guide the development and presentation of client-centered recommendations. As more baby boomers enter retirement, research on how these individuals perceive their willingness to take financial risks has gained importance, particularly…

This research investigates if ethical behaviors and personal finances are related using a large scale U.S. random survey called the National Longitudinal Survey of Youth 1997 (NLSY97). Fifteen indicators covering both ethical and unethical behaviors are compared to net worth for people in their 20s and 30s, who are called Generation Y. Breaking…

This paper analyzes labor market behaviors of young adults, their changing patterns among two cohorts that are twenty years apart, and their associations with transitions to adulthood as measured by living with parents, being married, or cohabiting. We analyze these issues using data from the 1979 and 1997 cohorts of he National Longitudinal…

Student misbehavior is a problem affecting schools across the nation. Many school districts are searching for programs to remediate and reform problematic behavior in students. In order to develop successful programs, it is important first to understand what constitutes student misbehavior and second to determine reasons for students' behavior.…