Within California, there is widespread understanding and consensus that college affordability is a challenge that needs to be addressed. Along with this consensus on the nature and implications of California's college affordability problems, there is also emerging agreement about how to tackle it. While this convergence can form the backbone of a…

This annual report shows how fee and support systems (including grants and loans) work in higher education in Europe. It provides both a comparative overview of fees and financial support available to full-time students in 2017/18, and also includes individual country sheets outlining the main elements of national systems. In particular, the…

This Data Point uses data from four administrations of the National Postsecondary Student Aid Study (NPSAS:2000, NPSAS:04, NPSAS:08, and NPSAS:12) to briefly present trends in out-of-pocket net price for college, the amount that students and their families must pay to attend college after subtracting grants, loans, work-study, and all other…

The Federal Pell Grant Program, which provides need-based grants to millions of college students, is the federal government's largest education expenditure. It consumes over half the Department of Education's annual budget and in 2010-2011 cost taxpayers about $36 billion per year. Although the program started out as a way to provide college…

A Missouri proposal that parents be allowed to set up special savings accounts for their children's college education that would be exempt from state income tax is described. It is compared to a plan in Michigan that allows parents to prepay tuition at colleges in the state. (MLW)

The range of alternative financing plans that have been devised to help students and their families finance a college education are examined, including college installment payment plans; tuition as an investment; low- to market-rate interest loan programs; and external funding plans. (Author/MLW)

The Timmons Savings Plan, which encourages families to save toward college costs, is analyzed. This plan allows for periodic (non-tax deductible) contributions to an account administered by the U.S. Department of the Treasury. The amount deposited would be matched by the federal government in exchange for the government's earning the interest on…

Essentially an application of installment purchase concepts to higher education, the Zero Cash Plan allows students without cash from family resources for room, board, and tuition to attend Cazenovia College (New York) by deferring parent contributions until after graduation. The program has evolved to meet changing student and institution needs.…

Issues in student financial need analysis are considered, based on the work of the Committee on Standards of Ability to Pay (CSAP) of the College Scholarship Service. The three major sections of the paper concern: CSAP's preliminary recommendations for changes in the 1986-1987 Uniform Methodology; a review of some of the methodological issues that…

New approaches to student aid by the Indiana Student Financial Aid Association are discussed. The National Education Foundation would administer two programs, the Educational Service Program (provide educational benefits to students for service to their communities) and the National Family Postsecondary Endowment (benefits to families based on…

A 1953 article outlining procedures used at Harvard University (MA) for analyzing a student's need for financial aid is reprinted here because it is felt to reflect the basic principles of sound student financial aid policy. (MSE)

A college degree is one of the most expensive purchases an American family can make. While today's costs are higher than ever before, parents have many more options whose sheer number and complexity have given rise to a whole new field-financial planning for college. This article, which is based on materials created for the enrollment management…

The impact of changes in student aid policies on the way students and their families pay for college is examined. A major focus is how student loans fit into the overall framework of student finance. Information is presented on the National Direct Student Loan program and Guaranteed Student Loan program. Both programs provide the opportunity to…

This report examines trends in college student tuition and fees for the year 1998-99, at public four-year colleges and universities, as well as trend data for the period beginning 1998-90. The report notes that while tuition and fee increases are near their lowest point in more than a decade, they remain above the rate of inflation, with average…

This report provides college student tuition charges and fees for the 1999-2000 academic year at public four-year institutions, as well as comparative data for the 1998-99 academic year. The report notes that this year marked the smallest percentage tuition and fee increases in over a decade, with the average cost to undergraduate resident…