Financial behavior disparities across race and gender persist in the United States. Historical and structural factors contribute to such disparities. It is important to understand the psychological mechanisms underlying these disparities to begin to achieve wealth equity. This study addressed one potentially relevant psychological construct:…

The main purpose of this study was to compare delay discounting of hypothetical monetary outcomes by adolescents adjudicated of illegal behavior to that of college students in order to lay a foundation for future discounting work with adjudicated adolescents. It is important to note that we conducted this work during the COVID-19 pandemic, which…

This study investigates the financial literacy of college student-athletes, a group facing unique financial challenges and opportunities, particularly with the growth of name, image, and likeness deals. Using data from the 2020 National Postsecondary Student Aid Study, this research compares the financial literacy levels of student-athletes to…

Purpose: Despite the introduction of structural reforms to the students' loan scheme (SLS) in Ghana's higher education sector, patronage is still low. This paper aims to examine the complexity of technological and behavioural factors underpinning the low rate of students' loan adoption in Ghana. It further contributes to the body of knowledge by…

The "campus loans" crisis has highlighted the importance of financial literacy among Chinese college students. Based on an analysis of 2,266 valid questionnaires, this study utilized survey data and logistic regression to examine the correlations between demographic and behavioral factors and financial literacy among students. The…

Diversity influences students' learning experience and their ability to learn. Gender is one of the characteristics of student diversity that could affect students' attitudes. The purpose of this study was to determine whether differences manifest in men and women students' experience of collaborative learning. An existing questionnaire was used…

This brief is derived from findings in White et al. (2020), "How Financial Socialization Messages Relate to Financial Management, Optimism, and Stress: Variations by Race," in which the authors examined explicit family financial socialization (e.g., overt communication messages provided by caregivers). More specifically, the focus was on…

Objective: This study examined race/ethnicity, gender, sexual orientation, and financial stress and their association with depression and suicidality among university counseling center clients. Methods: The sample included 3,189 participants who received services at a university counseling center. Results: Asian American college students reported…

We update Collier et al. (2021) by using the Survey of Consumer Finances (SCF) 2019 dataset to explore characteristics of enrollees in Income-Driven Repayment (IDR). SCF 2019 is more likely to include borrowers engaged in REPAYE. Findings support an ongoing need to encourage greater IDR participation for lowest-income borrowers and reinforced…

In setting a new direction for the field by highlighting the importance of measure development, this article offers an original approach to modeling financial literacy, in which theories of situated learning meet self-efficacy: an approach that we claim fits well with the aims of program evaluation. It presents results from the validation of a new…

Purpose: The purpose of this study is to explain the effect of love of money and Machiavellianism on ethics perceptions of accounting students. The knowledge attained from this study will allow lecturers and academicians to improve the methods used for teaching ethics in accounting by evaluating the impact of two factors.…

The aim of the paper is to diagnose the entrepreneurship competency levels among students to identify differences in competencies and their levels regarding gender, material status, and professional situation. In addition, the goal of the analysis is to indicate the competencies that need to be strengthened among individual groups of students. The…

Different from the objective risk of self-financed study-abroad behavior, the perceived risk thereof is the basis for individuals to assess the educational consumption risk from their own points of view. The perceived risk in self-financed study-abroad behavior falls into seven aspects, i.e., economic risk, functional risk, completion risk,…

This study aims to examine the effect of gender, locus of control, love of money, and economic status on students' ethical perception. This study uses primary data obtained from the distribution of questionnaires to the students of accounting programs at higher education in Semarang - Indonesia. Purposive sampling is used to select 104 respondents…

This article discusses the origin of university students' money, the way they use it as well as the meaning they grant it. The research that originated this discussion had a quantitative approach and descriptive scope; it was conducted among 714 Colombian university students who attended daytime classes, and it aimed at identifying the place they…