Data on National Direct Student Loan Program borrowers at the University of North Carolina illustrate the use of a discriminant function analysis model and an alternative model identifying characteristics of borrowers who repay and borrowers who default. The alternative model--the Tobit technique--includes data on the magnitude of the default.…

A multilevel variance component analysis from the pilot year of pretesting an instrument--the GENED--designed to present information about general education outcomes is presented, using data from about 11,000 college students. The analysis addresses the discriminant validity of the subtests and statistical issues in test construction. (SLD)