This dissertation addresses the problem of practice of the high rate of employees in financial organizations clicking on phishing links, positioning their companies at risk of a data incident or breach. The financial sector was the most breached industry in 2022 (Schwartz, 2022) and was impacted the most by malicious phishing emails (Trellix…

Nearly half the adult population in developing nations lacks a formal bank account and other financial services. Ghana is no exception, having a massive community of unbanked adults and among those countries positioned at the bottom of the spectrum of financial inclusion. The advent of mobile financial services (MFS) claims an alternative mode to…

The global nature of Internet has revolutionized cultural and commercial interactions while at the same time it has provided opportunities for cyber criminals. Crimeware services now exist that have transformed the nature of cyber crime by making it more automated and robust. Furthermore, these crimeware services are sold as a part of a growing…

As the popularity of online banking Websites has increased, the security of these sites has become increasingly critical as attacks against these sites are on the rise. However, the design decisions made during construction of the sites could make usability more difficult, where the user has difficulty making good security decisions. This study…

The focus of this dissertation was to examine the crucial relationship between organization systems within the framework of the organizational behavior theory and information security awareness (ISA) of users within the framework of the information security theory. Despite advanced security technologies designed to protect information assets,…

Discussion of use of the Internet for online payments focuses on payment mechanisms for conducting transactions. Highlights include commercial requirements; security requirements; various proposed and currently used mechanisms; and future possibilities. (LRW)

Discussion of changes in the banking industry focuses on an analysis of 12 Internet banking operations in the United Kingdom. Topics include delivery strategies; customer demand and requirements; and an evaluation of banking Web sites that considers speed, content and design, navigation, interactivity, and security. (LRW)

In his paper, "European Needs and Attitudes towards Information Security," Richard I. Polis notes that the needs for security in computer systems, telecommunications, and media are rather uniform throughout Western Europe, and are seen as being significantly different from the needs in the United States. Recognition of these needs is,…

A survey of Singapore-based firms in computer/information technology, hospitality, manufacturing, retail, travel, publishing, and banking/finance that use the Internet for business found that most of the respondents use the Internet for marketing and advertising, customer service and support, information gathering, and, to a lesser degree,…

This packet contains a textbook, an instructor's guide, and a student workbook for a course on conducting financial investigations to detect and solve crimes. The topics covered in the 11 chapters of the textbook and the ancillaries are the following: (1) why financial investigation?; (2) laws related to financial crimes; (3) evidence; (4) sources…